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earnist
Track it. Deduct it. Keep more of what you earn.

Your expenses,
working as hard
as you do.

Earnist connects to your bank and cards, pulls in every transaction, and turns tax prep into a 30-second swipe session. Business or personal — one flick per transaction. Hand your CPA a single, IRS-ready report at year end.

I have an account
$8,000+
Deductions the average self-employed person misses each year
30 sec
From bank transaction to tax-ready deduction
1-click
Year-end report with IRS Schedule C line mapping
30%
Recurring commission for every Pro you refer — 50% for founding ambassadors
More than a shoebox

The financial stress, gone.
Your head, clear to work.

Earnist isn't just another expense tracker. It's the one tool that quietly carries the financial weight of self-employment — the endless card statements, the late-night spreadsheet, the "wait, what did this cost?" — so you can spend your energy on the work that actually pays.

No more shoeboxes.

Connect your card once. Every purchase lands in your Review deck. Business? Swipe right. Personal? Left. Category auto-suggested. Tax season disappears.

Always know where you stand.

Income, spend, deductions, net — one screen. No more wondering what you actually keep. No more guessing at quarterly tax bills.

One conversation with your CPA.

When tax season hits, you don't scramble. One link. One PDF. Done. You show up to the appointment fully prepared.

How it works

Minimum effort. Maximum keep.

Connect your cards

Link your bank & credit cards through Plaid in 60 seconds. Read-only, bank-grade. Every transaction lands in your Review deck automatically — Venmo, Cash App, PayPal, and Zelle included.

Swipe a transaction

Business? Swipe right. Personal? Left. Category auto-suggested from the vendor. 20 swipes knocks out a week of transactions in under a minute.

Tax season, handled

One-click year-end report with IRS Schedule C mapping. Hand it to your accountant or file it yourself — either way you show up fully prepared.

Who it's for

Built for every kind of earner.

From a college NIL athlete to a touring musician to the freelance designer running solo — Earnist adapts to your work, your category set, and your tax situation. Or start blank and build it your way from scratch.

Athletes
Pro, college NIL, junior, or athletic families. Sport-specific categories + mileage tracker.
Business owners
LLCs and S-corps. Operating expenses mapped to the right Schedule C lines.
Creators
YouTubers, streamers, podcasters, artists. Equipment, software, travel, contractors — all tagged.
Musicians & performers
Touring, recording, teaching, gigging. Studio, instruments, tour travel, merch — sorted.
Freelancers & consultants
Client meals, coworking, software, continuing ed. Everything a self-employed pro deducts.
Blank slate
Skip the defaults. Add your own categories. Perfect for side hustles that don't fit a mold.
60-second estimate

See what you're
leaving on the table.

Most self-employed earners miss thousands in legit deductions every year — not because the rules are hidden, but because tracking sucks. Punch in your rough numbers and see what Earnist could save you.

  • · Ratios based on typical business expense mix
  • · Assumes 30% combined federal + self-employment + state tax
  • · Illustrative only — actual results vary, always confirm with a CPA
1 · I earn as a…
2 · Rough annual income
$80,000
$10k$100k$250k$500k+
You could save roughly
$4,320/ year
Deductions: $14,400
Tax rate: 30%

Estimate only — not tax advice. Earnist is a tracking & education tool, not a CPA.

Spend like you normally do. We'll catch it all.

Free forever for manual entries and 5 AI receipt scans a month — 8/mo for junior accounts. Upgrade to Pro to connect your bank & cards for unlimited swipes, batch capture, mileage tracker, and CPA Connect.

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Install Earnist
One tap install — opens fullscreen like a native app.